First Time Home Buyers In Portland Oregon - Find Out How Much You Can Afford

Now that you've made the decision to buy your first home, the process of buying a home can be confusing, and complicated. Where should you start?

Find out how much you can afford. To get started with the process, consider getting pre-approved with a lender prior to making an appointment to view homes with a Realtor®. This will give you more leverage when you are

ready to make an offer once you've found the house you'd like to call home.

In my blog Common Mistakes Smart People Make When Buying Their First Home , I explain how important it is to decide which lender you would like to work with. Multiple credit inquiries may affect your credit rating and have a negative impact on loan amount, interest rate, etc.

Avoid Giving your Social Security Number out to several different mortgage companies while shopping for rates.

The Department of Housing and Urban Development offers these free links to calculators that can assist you,

but remember, it will be best to visit with your lender to find out for sure.

How much home can you afford?

Buying Vs. Renting

To gain a better understanding of the home buying process, contact me for a FREE homebuyer booklet that will explain the home buying process in simple terms, and show you how I can help make the process of buying your first home a much smoother process.